How It Works
If you happen to find a lower rate on a comparable product from any lender on our panel of lenders we will happily pay the difference in interest payable of the whole loan.
We will pay the difference between the total interest cost of our loan and the better deal you may have found.
IMPORTANT: You must provide Credit Concierge with written evidence prior to receiving Credit Concierge’s Loan Contracts to qualify for this offer.
Terms Of Offer
The approved applicant must be able to show evidence of a better deal prior to receivingCredit Concierge’s proposed loan contract to qualify.
This must be evidenced by an email, loan contract and loan approval or a letter of offer on the particular lender’s letterhead that shows the interest rate, term of loan, balloon amount, loan type, loan size, repayment amount and formal approval.
Quotes will not be accepted or qualify for this offer. Only lenders on our panel of lenders are included in the Better Rate Challenge offer. To be eligible your application must be approved by the lender in full and must satisfy their credit guidelines and criteria.
Only loans settled throughCredit Concierge qualify for the better deal offer to pay the difference in interest charges for the full term of the loan. Any product or loan thatCredit Concierge deems unsuitable for the customer once an assessment has been made will not qualify for the Better Rate Challenge offer. A customer’s current loan does not qualify for the Better Rate Challenge offer.
While every effort will be made to beat rate quotes. Lenders who are not on our panel of lenders are not eligible to be included in this offer.Credit Concierge reserves the right, in its absolute discretion, to withdraw this offer at anytime and for any reason without notice.
Payment of “the difference” will be paid via EFT to the nominated bank noted on your Direct Debit Form 12 months after settlement. Loan must run for a minimum of 12 months to be valid. Credit Concierge’s offer can be from any lender on our panel in order to provide a better deal. Lenders do not have to match.